Loader Image
Ghana guide: purchasing property as a foreigner

Ghana guide: purchasing property as a foreigner

The decision to buy property is one which few take lightly, but buying property as a foreigner can add to the weight of the decision. When it comes to investing in a property in Ghana, there are many myths and mistruths which can add to the confusion; which is why we’ve compiled this handy guide to purchasing property in Ghana:

Purchasing realities

Most land in Ghana is not owned by private entities. A large portion of properties in Ghana is held by various stool lands, families or clans. These are the Allodial owners. The remaining areas, approximately 20%, are held as public lands and made up of state and vested lands. Before buying property, you need to conduct a thorough and independent check to see who owns the land you wish to purchase.

In Ghana, one does not buy land outright, but one has a lease it for a set period of time. Foreigners have a leasehold basis of up to 50 years, while Ghanaians are entitled to a leasehold of up to 99 years. Before you undergo the process necessary to purchase a property, make sure you have verified who owns that land and that you are purchasing from the correct owner.

Find a reputable source

A seasoned and well-known property developer is often the safest and easiest way to purchase property in Ghana. They can answer any questions and assist you throughout the process. Search for a property developer with a good reputation and years of experience and ensure that they are registered with the Ghana real estate developer’s association. If you’re purchasing property as an investment, consult the Ghana Investment Promotion Centre to understand the full procedure that needs to be followed.


Land ownership in Ghana comes with a number of registrations that need to take place. Confer with your property developer and a qualified property attorney to guarantee that all processes are followed. Ensure a land title review is processed, and as with any property purchase, due diligence needs to be conducted.

Leasehold agreements should always contain; the names of the interested parties, the starting date and duration of the agreement, the specific property being leased (usually depicted by the site plan), the conditions for renewal or nonrenewal and other covenants, a specific consideration (a lump sum, or periodic payments, such as ground rent) for granting the use of this object.

Above all, never rush the process of land purchase and thereby fail to conduct all the proper procedures.

Mobus Properties Ltd. is a privately-held Ghanaian property investment, development and management company focusing on commercial and residential property development. The company has property portfolios in Ghana and Nigeria.

Want to live in the city? Try one of our upmarket, world-class developments.

Mobus Property offers trustworthy advice and sound investments, easing your way into property ownership in Ghana and Nigeria

Mobus can you help you find the perfect home. Contact us today! 

Follow us on LinkedIn for more property news developments.